March 9, 2023

Do you need insurance to buy a used car at MCMC?

Buying a used car is an excellent way to save money and get a good vehicle at an affordable price. However, one common question that arises when buying a used car is whether you need insurance before purchasing it.

The short answer to whether you need insurance before buying a used car is no. Legally, you do not need to have insurance before buying a used car. However, that does not mean you should not consider purchasing insurance before driving your new vehicle.

It is important to note that while you may not legally require insurance before buying a used car, the moment you drive it off the lot, you must have the vehicle insured. This means that if you get into an accident shortly after buying the car, you will be liable for any damages or injuries that result.

At MCMC you absolutely must have the car insured before we sell it to you. This is because we want to ensure that they are protected in case of an accident. In this case, you will need to provide proof of insurance to MCMC before we approve your loan.

In conclusion, while you are not legally required to have insurance before buying a used car, at MCMC it is required that you do. It is always better to be safe than sorry, and having insurance can protect you from any unexpected damages or injuries that may occur while driving your new vehicle. Additionally, if you plan to finance the purchase of the used car, you will likely be required to have insurance before your loan is approved.

Remember, buying a used car can be an excellent way to save money and get a reliable vehicle. However, it is essential to be aware of all the risks involved and take the necessary steps to protect yourself before making the purchase. By taking the time to understand your options and make an informed decision, you can enjoy your new used car with confidence and peace of mind.

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