We're proud of how fast our approval process is. Whether you fill out our online application, or stop into one of our lots, you could be approved for used car financing in as little as five minutes
You may be wondering, how does MCMC do it? How does MCMC make their application process so fast and so easy.
Well, it takes a lot of hard work on our end, but we’re here for you. Here’s how we do it:
First off, our process is (usually) 100% online. So you can apply for vehicle financing from anywhere, anytime.You could easily get approved while waiting at the doctor’s office, or waiting to pick up your kids from school. All you need to do is go to MCMCauto.com and fill out the form on the home page, or go to MCMCauto.com/get-approved, and fill out the application there.
You will receive a hyperlink via text and email that will ask you for name, residence, work information, income, desired down payment, and then will ask for you to take a picture of your ID and proof of income.
Once you have submitted your application, we will call or text you, and verify your information.
Once we’ve verified your income and other information, we’ll let you know your approval, your down payment, and set up an appointment to come and choose the perfect vehicle that fits your needs. Most approvals are handled in under an hour, but we’ve had customers approved in under five minutes — it’s that easy.